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Your partner in employee well-being and business growth
Cigna Healthcare Middle East: Empowering businesses with healthier, happier workforce.
We understand that your employees are your asset. When they thrive, so does your business. Cigna Healthcare Middle East goes beyond insurance coverage to provide holistic solutions that boost productivity, loyalty, and profitability.
Your growth advantage
Protect your bottom line
Reduce the costs of burnout and absenteeism with proactive wellness programs.
Attract & retain top talent
Offer the competitive health benefits that today’s employees demand.
Drive sustainable growth
Invest in a healthy workforce and unlock your company’s full potential.
GlobalCare Flexible
Our global group health insurance plan that provides health care solutions for your employees based in the GCC or across the world. This is our health care solution for Small and medium businesses that brings the best of GlobalCare to SMEs.
Explore GlobalCare
SmartCare By Cigna
An affordable plan that offers great value on health insurance for your team based in the UAE. SmartCare by Cigna was designed specifically for the UAE market with affordability, flexibility and quality in mind, bringing the best of Cigna Healthcare Middle East to the region.
Explore SmartCare
GlobalCare Flexible
Comprehensive health care coverage for your employees in the UAE, the wider Middle East, Asia, and beyond.
Key benefits
Maximum annual cover
Set maximum cover as per your employee needs with cover from USD 1,500,000 to USD 7,500,000.
Flexibility
Tweak your plan to your needs: choose area of cover, copay limits and network type, maximum annual cover, and more.
App-based care
Consult doctors anytime, from anywhere. Check worrying symptoms, and get questions answered through our app Cigna Envoy®.
Critical care
If a serious illness is diagnosed, doctors from a range of specialisms are on hand to give you personal care, free second opinions, and guidance.
Pre-existing conditions
If someone has chronic or pre-existing issues, they are covered in full from day 1, up to the plan’s annual maximum limit.*
Private accommodation
No compromises on the quality of hospital stays; excellent treatment whether someone walks in for a daytime procedure, or stays overnight or for multiple days.
* Terms and conditions apply.
SmartCare by Cigna
Affordable and flexible health care coverage tailored for your UAE-based workforce, with optional international add-ons.
Key benefits
Health care access
Choose from 3,600 quality health care providers in our new open-access network.
Member app & portal
Using a dedicated app and web portal, employees can find nearby healthcare providers, submit claim requests, book doctor appointments, and more.
Affordable health care
SmartCare by Cigna offers the best of Cigna Healthcare Middle East, at an affordable price in the UAE.
Home country coverage
Delight employees with options: Choose between regional, home country cover (with the exception of the USA) or worldwide excluding USA cover.
Pre-existing conditions
Through SmartCare by Cigna, employees get chronic or pre-existing issues covered from day 1, up to USD 68,000*.
Virtual care
Tru-Doc app integration with our 'SmartCare by Cigna' app allows for medical tele-consultations with licensed doctors.
* Terms and conditions apply.
Why choose Cigna Healthcare Middle East?
Expert guidance for SME health care:
Partner with experienced client managers specializing in SME health care solutions.
Effortless UAE mandate compliance:
Ensure hassle-free compliance with expert guidance on UAE health insurance mandate requirements.
Boost employee health & productivity:
Proactively support employee health and reduce absenteeism with Telehealth and the Cigna Envoy® app.
Customizable plans, tailored benefits:
Customize plans with attractive add-ons focused on adult wellness, dental, vision, and infertility.
Control costs with Cigna Healthcare Middle East:
Manage health care costs with our negotiated rates and extensive provider network.
Seamless care for global teams:
Support a global workforce with our worldwide health care network.
Extensive provider choice:
Access top-tier doctors and facilities in the Middle East and across the globe.
Round-the-clock support:
Get the help you need, anytime, with our 24/7 multilingual customer service.
Seamless care:
Experience hassle-free visits with direct settlement options - just show your Cigna Healthcare Middle East ID.
Proactive wellness:
Access our telehealth services, well-being apps, and preventative care programs to stay healthy.
Your health, anywhere:
Our strong global and local network ensures you gettimely and efficient treatment.
Personalized options:
Choose from add-ons like dental, vision, and infertility coverage to tailor your health care to your needs.