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Protect employee wellness with a proactive health care plan.

Our plans provide flexible, comprehensive and cost-effective coverage for your employees.

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GlobalCare Flexible

Our global group health insurance plan that provides health care solutions for your employees based in the GCC or across the world. This is our health care solution for Small and medium businesses that brings the best of GlobalCare to SMEs.

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SmartCare By Cigna

An affordable plan that offers great value on health insurance for your team based in the UAE. SmartCare by Cigna was designed specifically for the UAE market with affordability, flexibility and quality in mind, bringing the best of Cigna Healthcare to the region.

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GlobalCare Flexible

Comprehensive health care coverage for your employees in the UAE, the wider Middle East, Asia, and beyond.

Key benefits

Maximum Annual Cover

Maximum annual cover

Set maximum cover as per your employee needs with cover from USD 1,500,000 to USD 7,500,000.

Flexibility

Flexibility

Tweak your plan to your needs: choose area of cover, copay limits and network type, maximum annual cover, and more.

App-based Care

App-based care

Consult doctors anytime, from anywhere. Check worrying symptoms, and get questions answered through our app Cigna Envoy®.

Critical Care

Critical care

If a serious illness is diagnosed, doctors from a range of specialisms are on hand to give you personal care, free second opinions, and guidance.

Pre-Existing Conditions

Pre-existing conditions

If someone has chronic or pre-existing issues, they are covered in full from day 1, up to the plan’s annual maximum limit.*

Private Accommodation

Private accommodation

No compromises on the quality of hospital stays; excellent treatment whether someone walks in for a daytime procedure, or stays overnight or for multiple days.

* Terms and conditions apply.

SmartCare by Cigna

Affordable and flexible health care coverage tailored for your UAE-based workforce, with optional international add-ons.

Key benefits

Healthcare Access

Health care access

Choose from 3,600 quality health care providers in our new open-access network.

Member App & Portal

Member app & portal

Using a dedicated app and web portal, employees can find nearby healthcare providers, submit claim requests, book doctor appointments, and more.

Affordable Healthcare

Affordable health care

SmartCare by Cigna offers the best of Cigna Healthcare, at an affordable price in the UAE.

Home Country Coverage

Home country coverage

Delight employees with options: Choose between regional, home country cover (with the exception of the USA) or worldwide excluding USA cover.

Pre-Existing Conditions

Pre-existing conditions

Through SmartCare by Cigna, employees get chronic or pre-existing issues covered from day 1, up to USD 68,000*.

Virtual Care

Virtual care

Tru-Doc app integration with our 'SmartCare by Cigna' app allows for medical tele-consultations with licensed doctors.

* Terms and conditions apply.

Why team up with Cigna Healthcare?

For employers
For employees
Expert guidance for SME health care:

Expert guidance for SME health care:

Partner with experienced client managers specializing in SME health care solutions.

Effortless UAE mandate compliance:

Effortless UAE mandate compliance:

Ensure hassle-free compliance with expert guidance on UAE health insurance mandate requirements.

Boost employee health & productivity:

Boost employee health & productivity:

Proactively support employee health and reduce absenteeism with Telehealth and the Cigna Envoy® app.

Customizable plans, tailored benefits:

Customizable plans, tailored benefits:

Customize plans with attractive add-ons focused on adult wellness, dental, vision, and infertility.

Control costs with Cigna Healthcare:

Control costs with Cigna Healthcare:

Manage health care costs with our negotiated rates and extensive provider network.

Seamless care for global teams:

Seamless care for global teams:

Support a global workforce with our worldwide health care network.

Extensive provider choice:

Extensive provider choice:

Access top-tier doctors and facilities in the Middle East and across the globe.

Round-the-clock support:

Round-the-clock support:

Get the help you need, anytime, with our 24/7 multilingual customer service.

Seamless care:

Seamless care:

Experience hassle-free visits with direct settlement options - just show your Cigna Healthcare ID.

Proactive wellness:

Proactive wellness:

Access our telehealth services, well-being apps, and preventative care programs to stay healthy.

Your health, anywhere:

Your health, anywhere:

Our strong global and local network ensures you gettimely and efficient treatment.

Personalized options:

Personalized options:

Choose from add-ons like dental, vision, and infertility coverage to tailor your health care to your needs.

Frequently asked questions

As both SmartCare by Cigna and GlobalCare Flexible are designed for SMEs, your company needs to include a minimum of one person other than the owner to qualify.

SmartCare by Cigna is made for regional cover in the Middle East, and has an optional add-on of home country cover (except the USA). GlobalCare Flexible can provide cover anywhere from ‘within the GCC’ to around the world (including the USA).

Cigna Healthcare provides you with 24/7/365 access to our customer care hotline. We are always just a phone call away.

All of our plans fully meet the mandatory compliance requirements of the countries we operate in, including the UAE, Kuwait, Oman, and Bahrain.

Ready to invest in health?

Get a personalized quote tailored to your needs – whether for your business, you or your family.

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The estimated price for Individual AED 5,300 to 6,700

  • Safe trips - emergency care cover protects you even outside of your area of cover
  • Cover provided for pre-existing conditions
  • Visit over 180 countries worry-free
  • No limit on hypertension & type 2 diabetes treatment

* All prices are indicative; we will shared benefits and price in more detail when you request a callback.

The estimated price for family AED 23,750 to 30,500

  • Cover for maternity
  • Protection for dependants under 25
  • Cover provided for pre-existing conditions
  • Visit over 180 countries worry-free
  • No limit on hypertension & type 2 diabetes treatment

* All prices are indicative; we will shared benefits and price in more detail when you request a callback.

The estimated price for early retiree is AED 21,050

  • No upper age limit on cover
  • Physiotherapy, osteopathy and chiropractic care covered
  • No limit on hypertension & type 2 diabetes treatment

* All prices are indicative; we will shared benefits and price in more detail when you request a callback.

I have read and accepted the Personal Information Collection Statement of Cigna Healthcare.

By submitting this form, I consent for Cigna Healthcare to use and transfer my personal data to third-party partners for the purposes of improving the buying experience- including sales and marketing communications through a third party partner by ticking the box above.

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Privacy|Disclaimer

Cigna Healthcare and Cigna HealthcareSM(Cigna Healthcare) are registered service marks of The Cigna Group and/or one of more of its subsidiaries. Products and services are provided by these subsidiaries, affiliates and other contracted companies and not by The Cigna Group. The material provided herein is provided for information purposes only and is believed accurate as of the date of publicatin, and is subject to change. This material should not be relied upon as legal advice. Products and services may not be available in all jurisdictions and are expressly excluded where prohibited by applicable law. The material provided herein is only a general description of benefits. Please consult your policy booklet or contact Cigna Healthcare for a complete listing of policy coverage and applicable exclusions and limitations. Cigna Healthcare does not provide medical care and cannot predict medical outcomes.

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